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News, Insight, & Analysis


Early March Northern Virginia Real Estate Market Update | A Continued 'Split Market' in the Active House for Sale Inventory
How is the Northern Virginia real estate market in early March 2026? What does the current Market data tell us about the 2026 Spring Market? Let's get the Inside Scoop by looking at the 'Split Market' in Active House for Sale Inventory between recently listed Houses and 'stale' Houses that carried over from late-2025. All data for Houses <$2M; Excluding Condos & New Builds. As the largest market in NoVA, Fairfax County is a good barometer of the Overall NoVa market. The NV

Scott Ford
Mar 7


What's Going on with West End Alexandria Real Estate? - Housing Market Update for February 2026 | Northern Virginia Real Estate Market
Do you live in West End Alexandria? Want to know about the market for single family houses and townhouses where you live? Check out the monthly update for the West End Alexandria real estate market for February 2026. Always remember the First Rule of Real Estate. Who You Work with Matters . The quality, credibility, and experience of the agent you work with will have a decisive effect on your house buying or selling result. Contact me to discuss how I can help you with your

Scott Ford
Mar 4


Late February Northern Virginia Real Estate Market Update | A Divided 'Hot' vs. 'Not' Market as Buyers Focus on Newer Listed Houses for Sale
How is the Northern Virginia real estate market in late February 2026? What does the current Market data tell us about the 2026 Spring Market? Let's get the answers through a deep dive look at Buyer Activity by comparing Days on Market (DoM) for New Contracts to the Active House for Sale Inventory for Fairfax County and the Greater NoVA Market* segment. The Greater NoVA Market segment is comprised of the NVAR NoVA Market segment (Fairfax & Arlington Counties/Cities of Alexan

Scott Ford
Feb 28


Mid-February 2026 Northern Virginia Real Estate Market Update | 2026 Begins with Higher Inventory Level & a 'Divided' Market as Buyers Focus on Newly Listed Houses vs. 'Stale' Houses from 2025
How is the Northern Virginia real estate market in mid-February 2026? What does the current Market data tell us about the 2026 Spring Market? Let's get the answers through a deep dive look at the Buyer Activity Level measured by New Contracts, Days on Market, and the Inventory of Houses for Sale. I provide a Market Summary below the Post, but read the full Post for all the details and charts. Each chart in the Post is also included below for ease of data viewing. 📷 MARKET

Scott Ford
Feb 20


Early December 2025 Northern Virginia Real Estate Market Update | Buyer Activity Not Changed Compared to 2024 by Either the Government Shutdown or High Inventory/Lower Mortgage Rates
How is the Northern Virginia real estate market in the first half of December? What does the current Market environment tell us about the early 2026 Market? Did the Government Shutdown negatively affect Buyer activity? Did the higher Active House for Sale Inventory and lower mortgage rates compared to Summer 2025 bring increased Buyer Activity this Fall and early Winter? The short answer to both questions is No. At present, Buyer's have more leverage to get their Home of

Scott Ford
Dec 12, 2025


Did the Government Shutdown Reduce Buyer Activity in NoVA? The Short Answer is No. The Long Answer is More Complex | Northern Virginia Real Estate Market
Did the Government Shutdown reduce Buyer Activity in the Northern Virginia Real Estate Market? Let's take a look at Fairfax County. As the largest jurisdiction, it is a good barometer for the overall NoVA Market. The Short Answer? No, the Government Shutdown has not reduced Buyer Activity in Fairfax County. New Contracts** were up slightly (+4%) over the 5 week Shutdown versus the same weeks in 2024. Now for the more Complex Answer. Check out the chart below, but the

Scott Ford
Nov 19, 2025


Early November 2025 Northern Virginia Real Estate Market Update | Buyer Activity Not Lessened by Government Shutdown, Still High Days on Market & Inventory Level
How is the Northern Virginia real estate market at the start of November? Has Buyer activity lessened in response to the Government Shutdown? The short answer is No. At present, Buyer's have more leverage to get their Home of Choice than in the last 3 years due to the 'Buyer Leverage Trifecta', which is due in part to the continued high Days on Market and Active House for sale Inventory as we move into November towards the Holidays. Let's get the answers through a deep div

Scott Ford
Nov 5, 2025


The Buyer Leverage Trifecta in Late Fall 2025 - A Great Opportunity to Get Your Home of Choice | Northern Virginia Real Estate Market
IN LATE OCTOBER 2025, BUYERS HAVE MORE LEVERAGE TO GET THEIR HOME OF CHOICE THAN IN THE LAST THREE YEARS. This Buyer Leverage Trifecta exists Right Now, which creates an opportunity for Buyers that will likely diminish in early 2026. Why do Buyers have such Leverage? Why right now, but not in early 2026? Check out the current Buyer Leverage Trifecta in the Northern Virginia Real Estate Market. One element of this Trifecta will go away entirely after the New Year begins. H

Scott Ford
Oct 28, 2025
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30 Year Fixed Rate Conventional Mortgage is at a 3+ Year Low Point | Northern Virginia Real Estate Market
ON FEBRUARY 19TH, THE 30 YEAR FIXED RATE CONVENTIONAL MORTGAGE IS AT 6.01% PER FREDDIE MAC'S WEEKLY SURVEY. THE CURRENT RATE IS AT A 3+ YEAR LOW. When asking the question, "How is the Northern Virginia Real Estate Market?", part of the answer is to consider the current and future trend of mortgage interest rates. ➡️ On February 19th, Freddie Mac's weekly mortgage rate survey has the 30 Year Fixed Rate Conventional Mortgage at 6.01%. Last week, the weekly average was 6.09%.

Scott Ford
Feb 21


30 Year Fixed Rate Conventional Mortgage Remains Near a 3+ Year Low Point | Northern Virginia Real Estate Market
ON FEBRUARY 12TH, THE 30 YEAR FIXED RATE CONVENTIONAL MORTGAGE IS AT 6.09% PER FREDDIE MAC'S WEEKLY SURVEY. THE RATE REMAINS NEAR A 3+ YEAR LOW. When asking the question, "How is the Northern Virginia Real Estate Market?", part of the answer is to consider the current and future trend of mortgage interest rates. ➡️ On February 12th, Freddie Mac's weekly mortgage rate survey has the 30 Year Fixed Rate Conventional Mortgage at 6.09%. The current weekly average is near the lo

Scott Ford
Feb 13


Fannie Mae January 2026 Mortgage Forecast | 30 Year Rate Remains Steady Throughout 2026 | Northern Virginia Real Estate Market
Fannie Mae's January 2026 Forecast for the 30 year Conventional Fixed Mortgage has the Rate at a slightly lower level than at present most of the year. If the forecast is accurate, we will have the lowest mortgage rate in 3+ years, with the level at 6.0% from Spring through year end. When asking the question, "How is the Northern Virginia Real Estate Market?", part of the answer is to consider the current and future trend of mortgage interest rates. ➡️ In their January 2026 E

Scott Ford
Jan 30


30 Year Fixed Rate Conventional Mortgage Now at a 3+ Year Low Point | Northern Virginia Real Estate Market
ON JANUARY 15TH, THE 30 YEAR FIXED RATE CONVENTIONAL MORTGAGE IS AT 6.06% PER FREDDIE MAC'S WEEKLY SURVEY. THIS RATE IS AT A 3+ YEAR LOW. When asking the question, "How is the Northern Virginia Real Estate Market?", part of the answer is to consider the current and future trend of mortgage interest rates. ➡️ On January 15th, Freddie Mac's weekly mortgage rate survey has the 30 Year Fixed Rate Conventional Mortgage at 6.06%, which is the low point for 2025. The current week

Scott Ford
Jan 16


2026 Begins with the 30 Year Fixed Rate Conventional Mortgage at a Near 3-Year Low Point | Northern Virginia Real Estate Market
ON JANUARY 8TH, THE 30 YEAR FIXED RATE CONVENTIONAL MORTGAGE IS AT 6.16% PER FREDDIE MAC'S WEEKLY SURVEY. THIS RATE IS NEAR A 3-YEAR LOW. When asking the question, "How is the Northern Virginia Real Estate Market?", part of the answer is to consider the current and future trend of mortgage interest rates. ➡️ On January 8th, Freddie Mac's weekly mortgage rate survey has the 30 Year Fixed Rate Conventional Mortgage at 6.16%, which is the low point for 2025. The current weekl

Scott Ford
Jan 12


2025 Ended with the 30 Year Conventional Mortgage Rate at the Low Point for the Year | Northern Virginia Real Estate Market
ON DECEMBER 31st, THE 30 YEAR CONVENTIONAL FIXED MORTGAGE RATE IS AT 6.15% PER FREDDIE MAC'S WEEKLY SURVEY. THIS RATE IS THE LOW POINT IN 2025. When asking the question, "How is the Northern Virginia Real Estate Market?", part of the answer is to consider the current and future trend of mortgage interest rates. ➡️ On December 31st, Freddie Mac's weekly mortgage rate survey has the 30 Year Conventional Mortgage Rate at 6.15%, which is the low point for 2025. The current wee

Scott Ford
Jan 1


Fannie Mae December 2025 Mortgage Forecast | Slightly Lower Rates in 2026 than Current Level | Northern Virginia Real Estate Market
IN LATE DECEMBER 2025, FANNIE MAE FORECASTED SLIGHTLY LOWER 30 YEAR CONVENTIONAL FIXED MORTGAGE RATE IN 2026 THAN CURRENT LEVEL. IF THE FORECAST IS ACCURATE, WE WILL HAVE THE LOWEST MORTGAGE RATE IN 3+ YEARS FOR THE 2nd HALF OF 2026, WITH THE RATE MOVING BELOW 6.0% BY YEAR END. When asking the question, "How is the Northern Virginia Real Estate Market?", part of the answer is to consider the current and future trend of mortgage interest rates. ➡️ In their December 2025 Econo

Scott Ford
Jan 1


In Early December 2025, 30 Year Conventional Mortgage Back to Lowest Rate since Fall 2024 | Northern Virginia Real Estate Market
IN EARLY DECEMBER 2025, THE 30 YEAR CONVENTIONAL FIXED MORTGAGE IS BACK TO THE LOWEST RATE SINCE EARLY OCTOBER 2024. When asking the question, "How is the Northern Virginia Real Estate Market?", part of the answer is to consider the current and future trend of mortgage interest rates. ➡️ As of December 4, Freddie Mac's weekly mortgage rate survey had the 30 Year Conventional Mortgage Rate at 6.19%, which is the lowest level since early October 2024. ➡️ The 30 Year Convention

Scott Ford
Dec 7, 2025


Fannie Mae November 2025 Mortgage Forecast | Slightly Lower Rates in 2026 than Current Level | Northern Virginia Real Estate Market
IN LATE NOVEMBER 2025, FANNIE MAE FORECASTED SLIGHTLY LOWER 30 YEAR CONVENTIONAL FIXED RATE MORTGAGE IN 2026 THAN CURRENT LEVEL. When asking the question, "How is the Northern Virginia Real Estate Market?", part of the answer is to consider the current and future trend of mortgage interest rates. ➡️ In their November 2025 Economic & Housing Forecast, dated November 21st, Fannie Mae projected the 30 Year Conventional Fixed Rate Mortgage at 6.3% for the end of 2025, 6.1% at mid

Scott Ford
Nov 29, 2025


Non-Jumbo Loan Limit in 2026 raised to $1,249,125 for DC Metro Area | Northern Virginia Real Estate Market
When asking the question, "How is the Northern Virginia Real Estate Market?", part of the answer is to consider the current and future trend of mortgage interest rates. A related topic is the annual Federal loan limit for non-Jumbo mortgage loans. ➡️ The Federal Housing Finance Administration (FHFA) just announced that the 2026 Conforming Loan Limit for High Cost Areas is $1,249,125. This amount is a 3.25% increase to the 2025 High Cost Area Loan Limit . ➡️ The entire DC

Scott Ford
Nov 27, 2025


In Late October 2025, 30 Year Conventional Mortgage is at Lowest Rate in 1 Year | Northern Virginia Real Estate Market
IN LATE OCTOBER 2025, THE 30 YEAR CONVENTIONAL FIXED MORTGAGE IS AT THE LOWEST RATE IN 1 YEAR. When asking the question, "How is the Northern Virginia Real Estate Market?", part of the answer is to consider the current and future trend of mortgage interest rates. ➡️ As of October 23, Freddie Mac's weekly mortgage rate survey had the 30 Year Conventional Mortgage Rate at 6.19%, which is the lowest level since early October 2024. ➡️ The 30 Year Conventional Mortgage Rate has d

Scott Ford
Oct 27, 2025


Fannie Mae September 2025 Mortgage Forecast | Small Downward Change in Projected 2025 Year End 30-Year Mortgage Rate | Northern Virginia Real Estate Market
IN LATE SEPTEMBER 2025, FANNIE MAE MADE A SMALL DOWNWARD REVISION IN THE 30-YEAR CONVENTIONAL FIXED RATE MORTGAGE PROJECTION FOR END OF 2025 AND INTO 2026. When asking the question, "How is the Northern Virginia Real Estate Market?", part of the answer is to consider the current and future trend of mortgage interest rates. In their September 2025 Economic & Housing Forecast, dated September 23rd, Fannie Mae reduced their projection for the 30-Year Conventional Fixed Rate Mort

Scott Ford
Oct 5, 2025


Fannie Mae August 2025 Mortgage Forecast | Slight Upward Change in Projected 2025 Year End 30-Year Mortgage Rate | Northern Virginia Real Estate Market
IN AUGUST 2025, FANNIE MAE MAKES SLIGHT UPWARD REVISION IN 30-YEAR CONVENTIONAL FIXED RATE MORTGAGE PROJECTION FOR END OF 2025. 30-YEAR FIXED RATE IS NOW AT LOWEST LEVEL SINCE LATE OCTOBER 2024. When asking the question, "How is the Northern Virginia Real Estate Market?", part of the answer is to consider the current and future trend of mortgage interest rates. In their August 2025 Economic & Housing Forecast, dated July 19th, Fannie Mae raised their projection for the 30-Ye

Scott Ford
Aug 22, 2025


Fannie Mae July 2025 Mortgage Forecast | Slight Downward Change in Projected 2025 Year End 30-Year Mortgage Rate | Northern Virginia Real Estate Market
IN JULY 2025, FANNIE MAE MAKES SLIGHT DOWNWARD REVISION IN 30 YEAR FIXED MORTGAGE RATE PROJECTION FOR END OF 2025. When asking the...

Scott Ford
Jul 25, 2025


Fannie Mae June 2025 Mortgage Forecast | Sharp Upward Revision in Projected Year End 30-Year Mortgage Rate | Northern Virginia Real Estate Market
FANNIE MAE REVERSES HARD ON THE 30 YEAR FIXED MORTGAGE RATE PROJECTION FOR END OF 2025. When asking the question, "How is the Northern Virginia Real Estate Market?", part of the answer is consider the current and future trend of mortgage interest rates. In their June 2025 Economic & Housing Forecast, dated June 23rd, Fannie Mae raised their projection for 30 Year Fixed Mortgage Rate at the end of 2025. The new projection is 6.5%, which raises the 6.1% projection in the May Fo

Scott Ford
Jun 28, 2025
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