Mortgage Watch: Freddie Mac Weekly Mortgage Rate Survey | June 18, 2026

The Freddie Mac Weekly Mortgage Rate Survey reported the average 30-year conventional mortgage rate at 6.47% for the week ending June 18, 2026.

Although the rate declined modestly from the prior week, it remains near the highest level observed during Spring 2026. Looking beyond a single week's movement provides better perspective on how mortgage rates have changed over time.

Freddie Mac Mortgage Watch - June 18, 2026: The average 30-year conventional mortgage rate declined slightly to 6.47%, while remaining near the highest level observed this Spring.

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How Have Freddie Mac Mortgage Rates Changed Over the Past Several Months?

This week's Freddie Mac survey shows:

• 6.47% current average

• 6.52% one week ago

• 6.22% three months ago

• 6.19% six months ago

• 6.81% one year ago

These comparisons illustrate that while mortgage rates have eased slightly this week, they remain elevated relative to earlier this Spring.

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Why Track the Freddie Mac Weekly Mortgage Rate Survey?

Freddie Mac's Primary Mortgage Market Survey is one of the most widely followed benchmarks for conventional 30-year mortgage rates.

Rather than focusing on isolated weekly movements, consistently tracking the survey provides useful context for understanding longer-term mortgage rate trends and market conditions.

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Conclusion

Mortgage rates continue to fluctuate from week to week, but the broader trend often provides more meaningful insight than any single data point.

Mortgage Watch is designed to provide homeowners and Buyers with consistent, objective updates that place weekly mortgage data into longer-term perspective.